The Trust Science blog brings you the latest innovations in AI, machine learning, and credit underwriting. Our mission is to get deserving people access to the credit they deserve, and we hope you join us on the journey by subscribing!
Discover Trust Science's new product names, designed for enhanced clarity and to showcase the sharpened value of our platform. Learn how our updated...
Limited, overlapping, and restrictive data sets and criteria for traditional credit reporting result in inaccurate and rigid credit scores.
BHPH auto dealer was able to see a 200X ROI by sifting “prime” borrowers out of a pool of wrongly-scored “subprime” borrowers to increase loan...
Mr. Ruffolo is a legendary technology investor and innovation powerhouse who is joining the Trust Science Board of Advisors.
Know the differences between structured and unstructured data and how unstructured data is incorporated into machine learning credit underwriting...
Mylee Vigness brings a deep understanding of credit underwriting, payments, and risk management with over 20 years of experience.
Trust Science®, a loan applicant sourcing, screening and decisioning platform, announces the addition of Reid Morrison as Chief Technology Officer.
For the third consecutive year, Trust Science achieved another top-100 spot on the Globe and Mail’s list of over 400 Top Growing Companies in 2024
For the second consecutive year, Trust Science occupied the #20 spot on the Globe and Mail’s list of over 400 Top Growing Companies in 2023.
Trust Science’s AI-powered credit decisioning platform will enhance Conecta’s unified marketing platform to help clients find Invisible Prime™...
Explore systemic challenges in credit scoring and discover how alternative methods promote fairness, inclusion, and access to credit for all.
Explore rising consumer credit trends post-COVID-19, increasing liabilities and the challenges faced by subprime borrowers in a shifting economic...
Discover how 2024 Canadian budget changes and open banking advancements will reshape lending, enhancing data security and access for lenders and...
Master effective installment lending marketing with insights on avoiding common pitfalls and practical solutions to boost performance and growth.
Mr. Browning will help lead Trust Science through its accelerating growth, and he brings industry knowledge to support rapid innovation.
Explore how shifting interest rates are impacting subprime lending, borrower defaults, and what the outlook holds for lenders in a changing economy.
Colin Tran, Vice President of Corporate Affairs, has been awarded the prestigious “Remarketing’s Under 40” accolade by Auto Remarketing
Explore labor market trends and lending challenges as the economy stabilizes post-COVID-19. Uncover insights into recovery and its impact on credit...
Understand the rise in bankruptcies post-pandemic, uncover their causes, and explore the impacts on borrowers, lenders, and economic stability.
Discover inflation trends, economic hurdles, and how they impact subprime borrowers post-COVID-19. Gain insights into financial recovery challenges.
Trust Science® announced that it has successfully completed a Service Organization Control (“SOC”) 2 Type 2 audit
Trust Science ranked in the Top 30 amongst all companies and Top 5 amongst companies in the FinTech, Financial Services and Insurance sector.
Discover essential risk management lessons from the SVB collapse and explore strategies to safeguard financial stability in uncertain times.
Trust Science® and ConsumerCapital Canada, a CanCap Group Inc. company, have partnered to deliver financially inclusive, automated credit decisioning
Explore 2022's holiday inflation trends with food, gifts, and vacations costing 13% more. Uncover its impact on families and financial struggles...
Explore shifting consumer habits, rising challenges for lenders, and how alternative credit scoring solutions improve accuracy in today's financial...
Trust Science® announced that it has successfully completed a Service Organization Control (SOC) 2 Type 1 audit without any exceptions or weaknesses
Align underwriting and marketing with credit risk metrics to boost efficiency, compliance, and ROI. Discover smarter strategies for lead decisioning...
Adapt to economic volatility with smarter credit scoring. Discover how machine learning predicts risks and helps lenders thrive in uncertain times.
Secure FinTech data with top cybersecurity tips. Learn about compliance, risk mitigation, and protecting sensitive information from modern threats
Boost auto-lending success with AI-driven underwriting. Discover strategies to reveal credit invisibles and enhance decision-making for better...
Trust Science® earned a top-20 spot on the 430-company list of Top Growing Companies by The Globe and Mail, Canada’s equivalent of the Wall Street...
Unlock financial inclusivity with AI-driven credit scoring. Explore how alternative data creates accurate, fair assessments for underserved borrowers.
Enhance financial decisions with machine learning. Explore how ML boosts credit scoring, reduces errors, and improves efficiency in lending processes.
Leverage AI and machine learning for fair credit scoring. Discover how these tools reduce bias, improve accuracy, and enhance lending decisions.
The wide range of unstructured data available from alternative data sources, machine learning and AI increases the effectiveness of risk assessment.
The picture FICO paints is one dimensional, with the score largely based on credit payment history and credit utilization - how can we rethink this...
Trust Science announces that distinguished global banking and FinTech leader Imran Khan, P.Eng., MBA has agreed to join the CEO’s volunteer Advisory...
Trust Science was among an exclusive list of global companies selected for Real Leaders 200 Top Impact Companies List alongside household names
Trust Science® has taken the stage at CB Insights’ Future of FinTech, joining an exclusive, by-invitation list of the world’s leading FinTech...
Trust Science announces that the 2021 international Banking Technology Awards by FinTech Futures has selected it as a finalist
Trust Science® has submitted information and comments on “Financial Institutions’ Use of Artificial Intelligence”
Trust Science is proud to announce that it has been given an allowance for its 42nd patent in the world for its Credit Bureau 2.0® technology.
Artificial intelligence can improve several areas, like credit scoring, investment/asset management, underwriting, market research, and customer...
Explainable Artificial Intelligence allows companies in the 21st century to help customers understand why they received the particular credit score
At face value, consumer credit scores, typically ranging from 300 to 850, are just that, three digits on a report that mean nothing to the untrained...
Conventional credit scores are used by financial institutions to inform their lending decisions, known as a quantitative way to assess...
AI has become table stakes for alternative credit scoring systems. With this potential however comes the risk of misaligned systems and failed...
Reach out to discuss how we can help account and model for these and all variables in today’s Auto Finance environment.
In this blog we cover how to overcome 4 common data mistakes keeping you from adopting AI and machine learning
TrustScience announced today that Jeremy Mitchell has joined as Chief Data and Analytics Officer
Time is very important in unstructured data, as it provides us with time-stamps for loan data analysis and predictions.
Trust Science announced today that it was nominated as AI Company of the Year by the Canadian FinTech & AI Awards
Announced today that the Banking Technology Awards has recognized Trust Science® as a finalist for the Most Innovative Banking Technology Provider.
Trust Science and Vergent Loan Management Software are enabling Vergent's sub-prime lender customers with the first step in automated loan...
Trust Science Inc. is thrilled to announce an equity investment by Donald Guloien, the previous President and CEO of Manulife Financial
Trust Science® Inc. and Inovatec Systems Corporation announced they will partner to release a fully automated lending platform
Ontologies provide machines with the ability to make sense of big data, a key foundation to how machines learn and understand.
We knew we needed to enable lenders with the means to score any applicant, and give any consumer the ability to get the credit they deserve.
In this post we’ll explore 3 sources that may result in unfair credit scores when using AI and machine learning credit scoring prediction models
In this post we’ll explore a few fundamentals to implement fair AI and ML practices for machine learning credit underwriting.
Red Herring announced the winners of its Top 100 North America 2019 event, and Trust Science has been chosen as...
Want better predictions on bad loans, higher originations, and accelerated lending cycles to impact your bottom line? Automated loan underwriting can...
More than half of Americans are either credit invisible, which means not having an established credit history with a major credit bureau
At Trust Science, we don’t only use state-of-the-art AI and machine learning algorithms but we take great pride in the variety and types of data we...
AI is the fastest growing section of patent requests in the world, with universities and tech giants accounting for the largest percentage of...
In October, as a part of the Money 20/20 show in Las Vegas, Evan Chrapko, CEO & Founder of Trust Science® had the opportunity to speak
