--- title: "Disrupting Credit Scoring with Credit Bureau 2.0™: Mobile or Nothing" description: In October, as a part of the Money 20/20 show in Las Vegas, Evan Chrapko, CEO & Founder of Trust Science® had the opportunity to speak image: https://trustscience.com/hubfs/2025%20Brand%20Assets/Blog%20banner%20placeholder.png --- [![Trust Science Logo (Menubar)](https://trustscience.com/hubfs/Trust%20Science%20Logo%20(Menubar).jpg)](https://trustscience.com) - Solutions - [Credit Bureau+™](https://trustscience.com/credit-bureau) - [T°Score™](https://trustscience.com/t-score) - [CashFlow+™](https://trustscience.com/cashflow) - [Services](https://trustscience.com/services) - Industries - [Auto Lenders](https://trustscience.com/auto-lenders) - [Installment & Single Repayment Lenders](https://trustscience.com/installment-single-repayment-models) - Company - [About Us](https://trustscience.com/about) - [Our Team](https://trustscience.com/team) - [Press Releases](https://trustscience.com/blog/tag/press-releases) - [Careers & Culture](https://trustscience.com/careers) - [Patents](https://trustscience.com/technology-patents) - [Resources](https://trustscience.com/resources) - [Marketing Channel Partners](https://trustscience.com/partners) - [News & Blog](https://trustscience.com/blog) - [Events](https://trustscience.com/events) - [Gartner Research](https://trustscience.com/resources/gartner-research-mentions) - Support - [Consumer Disclosure](https://trustscience.com/legal/consumer) - [Consumer Resources](https://trustscience.com/legal/help-page) [CONTACT US](https://trustscience.com/contact) [REQUEST A DEMO](https://trustscience.com/demo) Blog Archive # Disrupting Credit Scoring with Credit Bureau 2.0™: Mobile or Nothing In October, as a part of the Money 20/20 show in Las Vegas, Evan Chrapko, CEO & Founder of Trust Science® had the opportunity to speak [Trust Science](https://trustscience.com/blog/author/trust-science) Oct 2, 2018 ***Disclaimer**: Thank you for reading. The content you are currently viewing is archived material and may be outdated. We strive to provide accurate and up-to-date information, but please be aware that the content in our archives may no longer reflect the latest developments, events, or changes in our field.* In October, as a part of the Money 20/20 show in Las Vegas, Evan Chrapko, CEO & Founder of Trust Science® had the opportunity to speak to the audience about *Breaking News & Fintech Views.* Watch the talk here.     [Blog Archive](https://trustscience.com/blog/tag/blog-archive) ## Similar posts Blog Archive ### [How to Build a Credit Scoring Model – Part 1](https://trustscience.com/blog/how-to-build-a-credit-scoring-model-part-1) At Trust Science, we don’t only use state-of-the-art AI and machine learning algorithms but we take great pride in the variety and types of data we... Trust Science May 6, 2019 Press Releases ### [Anti-Fraud, Credit Bureau-grade Identity Technology patent Granted to Trust Science](https://trustscience.com/blog/anti-fraud-credit-bureau-grade-identity-technology-patent-granted-to-trust-science) Cementing the Credit Bureau 2.0® platform as the most modern, real-time consumer reporting agency on Earth battling con artists while allowing banks... Trust Science Aug 19, 2026 Blog Archive ### [3 Sources of Unfair Credit Scores in Credit and Lending Decisions](https://trustscience.com/blog/3-sources-of-unfair-credit-scores-in-credit-and-lending-decisions) In this post we’ll explore 3 sources that may result in unfair credit scores when using AI and machine learning credit scoring prediction models Trust Science May 25, 2019 Trust Science — Footer Redesign [![Trust Science](https://trustscience.com/hubfs/2025%20Brand%20Assets/cropped%20logo.png)](https://trustscience.com) [10130 103 Street, Floor 11  ·  Edmonton, AB Canada T5J 3N9](https://maps.app.goo.gl/59cAdoUxfEKbET3g8) 1(866) 687-8789 #### Solutions - [T°Score™](https://trustscience.com/t-score) - [CashFlow+™](https://trustscience.com/cashflow) - [Credit Bureau+™](https://trustscience.com/credit-bureau) - [Services](https://trustscience.com/services) #### Industries - [Auto Lenders](https://trustscience.com/auto-lenders) - [Installment & Single Repayment Lenders](https://trustscience.com/installment-single-repayment-models) #### Company - [About Us](https://trustscience.com/about) - [Our Team](https://trustscience.com/team) - [Press Releases](https://trustscience.com/blog/tag/press-releases) - [Careers & Culture](https://trustscience.com/careers) - [Technology & Patents](https://trustscience.com/technology-patents) #### Resources - [Marketing Channel Partners](https://trustscience.com/partners) - [News & Blog](https://trustscience.com/blog) - [Events](https://trustscience.com/events) - [Gartner Research](https://trustscience.com/resources/gartner-research-mentions) #### Support - [Client Support](https://trustscience.com/contact-us/) - [Consumer Disclosure](https://trustscience.com/legal/consumer) - [Consumer Resources](https://trustscience.com/legal/help-page) #### Legal - [Privacy Policy](https://trustscience.com/privacy-policy) - [Terms of Use](https://trustscience.com/terms-of-use) - [Data Contribution](https://trustscience.com/data-contribution-policy) - [Smart Consent™](https://trustscience.com/smart-consent) [![SOC 2 Type II — AICPA](https://trustscience.com/hubfs/2025%20Brand%20Assets/aicpa.webp)](https://trustscience.com/news/press-releases/soc2-type2) [![SAP Ariba Verified](https://trustscience.com/hubfs/2025%20Brand%20Assets/arbia.webp)](https://portal.us.bn.cloud.ariba.com/profile/public?anId=AN11173586953&sourceApplication=SBN) Trust Science® is a member of the American Financial Services Association (AFSA), the Canadian Lenders Association (CLA), the National Automotive Finance Association (NAF), The Online Lenders Alliance (OLA) and the Texas Consumer Finance Association (TCFA). 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