---
title: Resources | Trust Science
description: Trust Science’s Resources Hub is your destination for a wealth of knowledge and insights. Explore our extensive collection of white-papers, blogs, and more
---

[![Trust Science Logo (Menubar)](https://trustscience.com/hubfs/Trust%20Science%20Logo%20(Menubar).jpg)](https://trustscience.com)

- Solutions
  
    - [Credit Bureau+™](https://trustscience.com/credit-bureau)
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- Industries
  
    - [Auto Lenders](https://trustscience.com/auto-lenders)
    - [Installment & Single Repayment Lenders](https://trustscience.com/installment-single-repayment-models)
- Company
  
    - [About Us](https://trustscience.com/about)
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    - [Press Releases](https://trustscience.com/blog/tag/press-releases)
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- [Resources](https://trustscience.com/resources)
  
    - [Marketing Channel Partners](https://trustscience.com/partners)
    - [News & Blog](https://trustscience.com/blog)
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    - [Gartner Research](https://trustscience.com/resources/gartner-research-mentions)
- Support
  
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    - [Consumer Resources](https://trustscience.com/legal/help-page)

[CONTACT US](https://trustscience.com/contact) [REQUEST A DEMO](https://trustscience.com/demo)

# Resources

Trust Science’s Resources Hub is your go-to destination for a wealth of knowledge and insights. Explore our extensive collection of case studies, white-papers, economic monitoring tools, engaging blogs, interactive webinars, user-friendly implementation guides, and visually captivating infographics. Dive into our diverse range of resources to uncover innovative solutions, industry expertise, and actionable strategies.

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![Group 7 (1)](https://trustscience.com/hs-fs/hubfs/2025%20Brand%20Assets/Group%207%20(1).png?width=398&height=400&name=Group%207%20(1).png "Group 7 (1)")

 Trust Science Resources

- All
- Articles
- Case Study
- Implementation Guides
- Infographics
- Webinars

[![Auto-Fin-Journal-Logo](https://trustscience.com/hubfs/Blog/Auto-Fin-Journal-Logo%20(1).png)](https://www.autoremarketing.com/autofinjournal/why-auto-finance-is-lagging-in-digital-sphere/)

## Why auto finance is lagging in digital sphere

 "The newest study from J.D. Power showed how auto finance companies are struggling in the digital space compared to their contemporaries in other industries."

[Continue Reading](https://www.autoremarketing.com/autofinjournal/why-auto-finance-is-lagging-in-digital-sphere/)

[![Fintech.ca logo](https://trustscience.com/hubfs/Blog/Auto-Fin-Journal-Logo%20(2).png)](https://www.fintech.ca/2023/10/02/trust-science-tech-lenders-borrowers/)

## Trust Science Leverages Latest Tech to Help Lenders Better Assess Borrowers

 "An Edmonton-based financial technology upstart is among Canada’s fastest-growing companies, according to an annual ranking from The Globe & Mail."

[Continue Reading](https://www.fintech.ca/2023/10/02/trust-science-tech-lenders-borrowers/)

[![Conventional Credit Bureaus Are Broken: How AI, ML and Alternative Data Are Fixing the Credit Catch-22](https://trustscience.com/hubfs/Blog/Auto-Fin-Journal-Logo%20(3).png)](https://www.trustscience.com/resources/articles/enterpriseviewpoint-2023)

## Conventional Credit Bureaus Are Broken: How AI, ML and Alternative Data Are Fixing the Credit Catch-22

 "Roughly 1 in 5 adults in the US and Canada lack an accurate conventional credit score..."

[Continue Reading](https://www.trustscience.com/resources/articles/enterpriseviewpoint-2023)

[![auto fin. news](https://trustscience.com/hubfs/Blog/News%20Articles/auto%20fin.%20news.png)](https://www.autofinancenews.net/allposts/risk-management/strategy-upshift-its-time-to-rethink-the-fico-score/)

## Strategy Upshift: It’s time to rethink the FICO score

 "Since being introduced in 1956 by engineer Bill Fair and mathematician Earl Isaac, the Fair Isaac Corporation’s (FICO) scoring..." \*Auto Finance News Subscription Required\*

[Continue Reading](https://www.autofinancenews.net/allposts/risk-management/strategy-upshift-its-time-to-rethink-the-fico-score/)

[![cbinsights_logo](https://trustscience.com/hubfs/Blog/cbinsights_logo.jpg)](https://www.trustscience.com/resources/articles/cb-insights-95canadiancompanies-2022)

## 95 companies transforming the Canadian fintech landscape

 95 companies transforming the Canadian fintech landscape...

[Continue Reading](https://www.trustscience.com/resources/articles/cb-insights-95canadiancompanies-2022)

[![podcast image](https://trustscience.com/hubfs/Blog/podcast%20image.png)](https://upmyinfluence.com/blog/1356-assessing-trust-with-trust-sciences-evan-chrapko/)

## The Thoughtful Entrepreneur: Assessing Trust with Trust Science’s Evan Chrapko

 "Trust Science aid preexisting data scientists or risk departments in assessing borrowers’ profiles..."

[Continue Reading](https://upmyinfluence.com/blog/1356-assessing-trust-with-trust-sciences-evan-chrapko/)

[![school-for-startups-radio-logo](https://trustscience.com/hubfs/Blog/school-for-startups-radio-logo.png)](https://schoolforstartupsradio.com/post-pandemic-sales/)

## School For Startups Radio: Evan Chrapko

 "The problem with the current credit bureau system is that it does a really poor job of scoring the bottom half of the population, so a lot of financial exclusion and structural inequities exist."

[Continue Reading](https://schoolforstartupsradio.com/post-pandemic-sales/)

[![Startup Sales Strategy: How To Sell Your Technology Product With Evan Chrapko](https://trustscience.com/hubfs/Blog/podcast%20image%20(1).png)](https://catapultingcommissions.libsyn.com/chrapko-interview)

## Startup Sales Strategy: How To Sell Your Technology Product With Evan Chrapko

 Businesses need to think about who they can trust when making decisions in their businesses. It's difficult for entrepreneurs...

[Continue Reading](https://catapultingcommissions.libsyn.com/chrapko-interview)

[![How Trust Science’s credit reporting technology helps serve the underbanked](https://trustscience.com/hubfs/Blog/Trust%20Science.png)](https://www.trustscience.com/resources/articles/top-growing-2022)

## How Trust Science’s credit reporting technology helps serve the underbanked

 After years of in-depth development of a highly complex and powerful platform, credit reporting agency Trust Science is...

[Continue Reading](https://www.trustscience.com/resources/articles/top-growing-2022)

[![Credit scores are broken. Fixing them is an alluring but elusive opportunity.](https://trustscience.com/hubfs/Blog/Trust%20Science%20(1).png)](https://www.protocol.com/fintech/credit-scoring-alternatives)

## Credit scores are broken. Fixing them is an alluring but elusive opportunity.

 Credit scoring doesn’t work well for a lot of people. Those with low incomes, people of color and immigrants have been historically sidelined by the current system.

[Continue Reading](https://www.protocol.com/fintech/credit-scoring-alternatives)

[![how to lend money to strangers show](https://trustscience.com/hubfs/Blog/how%20to%20lend%20money%20to%20strangers%20show.png)](https://www.howtolendmoneytostrangers.show/episodes/episode-63)

## How To Lend Money To Strangers: Explainable AI and a new style of credit bureau, with Evan Chrapko

 We eat volatility for breakfast, we make love to volatility! Which is handy, because we’ve all heard it, and, well, most of us have probably...

[Continue Reading](https://www.howtolendmoneytostrangers.show/episodes/episode-63)

[![NY Weekly](https://trustscience.com/hubfs/Blog/NY%20Weekly.png)](https://nyweekly.com/finance/trust-science-empowers-nationwide-lenders-with-highly-predictive-credit-scores)

## New York Weekly: Trust Science Empowers Nationwide Lenders with Highly Predictive Credit Scores

 The events of the past two years have led to considerable financial upheaval, but...

[Continue Reading](https://nyweekly.com/finance/trust-science-empowers-nationwide-lenders-with-highly-predictive-credit-scores)

[![redherring](https://trustscience.com/hubfs/Blog/redherring.png)](https://www.redherring.com/red-herring-2019-top-100-north-america-winners-press-release/%22)

## Red Herring Crowns 2019 Top 100 North America Winners

 The 2019 Red Herring Top 100 North America event came to a close on May 15th, as the best and brightest of North American startups were honored.

[Continue Reading](https://www.redherring.com/red-herring-2019-top-100-north-america-winners-press-release/%22)

[![US Times Now](https://trustscience.com/hubfs/Blog/US%20Times%20Now.png)](https://www.ustimesnow.com/trust-science-on-the-importance-of-financial-inclusivity-in-2022-and-automated-decision-management-systems-adms)

## US Times Now: Trust Science® on The Importance of Financial Inclusivity in 2022 and ADMS

 2022 has marked the exit out of the COVID-19 pandemic, and with it, a major shift to the credit industry...

[Continue Reading](https://www.ustimesnow.com/trust-science-on-the-importance-of-financial-inclusivity-in-2022-and-automated-decision-management-systems-adms)

[![Disrupt](https://trustscience.com/hubfs/Blog/Disrupt.png)](https://disruptmagazine.com/trust-science-on-increasing-financial-inclusivity-in-black-communities)

## Disrupt: Trust Science® on Increasing Financial Inclusivity In Black Communities

 Trust Science® is here to offer lenders a reliable and inclusive way of assessment that helps individuals get the credit they deserve...

[Continue Reading](https://disruptmagazine.com/trust-science-on-increasing-financial-inclusivity-in-black-communities)

![NEXUS Miami_ Trust Science Welcomes TD Banks Imran Khan as Advisor](https://trustscience.com/hubfs/Blog/NEXUS%20Miami_%20Trust%20Science%20Welcomes%20TD%20Banks%20Imran%20Khan%20as%20Advisor.png)

## NEXUS Miami: Trust Science Welcomes TD Bank's Imran Khan as Advisor

 AI/ML-powered credit scoring company Trust Science announced the addition of Imran Khan, Global Head of Innovation at TD Bank...

 Continue Reading

[![big time daily](https://trustscience.com/hubfs/Blog/big%20time%20daily.png)](https://www.bigtimedaily.com/how-conventional-scores-are-stopping-most-millennials-from-accessing-credit-and-how-one-company-is-changing-that)

## Big Time Daily: How Conventional Scores Are Stopping Most Millennials From Accessing Credit and How One Company Is Changing That

 The concept behind a credit score seems simple enough. It tracks your credit history...

[Continue Reading](https://www.bigtimedaily.com/how-conventional-scores-are-stopping-most-millennials-from-accessing-credit-and-how-one-company-is-changing-that)

![Installment case study](https://trustscience.com/hubfs/2025%20Brand%20Assets/Installment%20case%20study.png)

## Installment Case Study

 Learn how the Credit Bureau+ platform concretely helps lenders like you across the US.

 Read More

![Direct Mail Case Study ](https://trustscience.com/hubfs/2025%20Brand%20Assets/Direct%20Mail%20Case%20Study%20.png)

## Direct Mail Case Study

 Find out how Trust Science revolutionized direct mail campaigns for a multi-state installment lender, increasing average deal size and response rates while shrinking the CPFL.

 Read More

![Auto Case Study ](https://trustscience.com/hubfs/2025%20Brand%20Assets/Auto%20Case%20Study%20.png)

## Auto Case Study

 Read how Trust Science® helped a large BHPH auto dealer approve more borrowers and keep defaults steady in the midst of an uncertain COVID-19 credit market.

 Read More

[![Direct Mail](https://trustscience.com/hubfs/2025%20Brand%20Assets/TS%20Graphics%20(4).png)](https://trustscience.com/hubfs/Content%20PDFs/Direct-Marketing-Implementation-Guide_-Trust-Science.pdf)

## Direct Mail Implementation Guide

[Download](https://trustscience.com/hubfs/Content%20PDFs/Direct-Marketing-Implementation-Guide_-Trust-Science.pdf)

[![CA Auto Implementation Guide](https://trustscience.com/hubfs/2025%20Brand%20Assets/CA%20Auto%20Implementation%20Guide.png)](https://trustscience.com/hubfs/Content%20PDFs/Trust-Science-Canadian-Auto-Implementation-Guide-V2-230828-1.pdf)

## Canadian Auto Implementation Guide

[Download](https://trustscience.com/hubfs/Content%20PDFs/Trust-Science-Canadian-Auto-Implementation-Guide-V2-230828-1.pdf)

[![Alt Data Credit Scoring](https://trustscience.com/hubfs/2025%20Brand%20Assets/TS%20Graphics.png)](https://trustscience.com/hubfs/Content%20PDFs/Trust-Science_alternative-data-credit-scoring-sources_PDF.pdf)

## Alternative Data Credit Scoring Sources

 Discover the broad range of data sources used for a custom credit score.

[Download](https://trustscience.com/hubfs/Content%20PDFs/Trust-Science_alternative-data-credit-scoring-sources_PDF.pdf)

[![From Lead to Loan](https://trustscience.com/hubfs/2025%20Brand%20Assets/TS%20Graphics%20(1).png)](https://trustscience.com/hubfs/Content%20PDFs/Trust-Science_the-trust-science-difference_PDF_23-12-20.pdf)

## The Trust Science Difference

 Everything you need to consider when automating loan underwriting in 5 steps.

[Download](https://trustscience.com/hubfs/Content%20PDFs/Trust-Science_the-trust-science-difference_PDF_23-12-20.pdf)

[![Q2 Webinar](https://trustscience.com/hubfs/2025%20Brand%20Assets/Q2%20Webinar.png)](https://trustscience.com/hubfs/Trust%20Science%20-%20Lending%20Updates%20from%20Q2.mp4)

## Trust Science - Lending Updates from Q2

 Trust Science EVP Corporate Affairs, Colin Tran, leads a discussion on how lenders are navigating the current environment.

[Watch Video](https://trustscience.com/hubfs/Trust%20Science%20-%20Lending%20Updates%20from%20Q2.mp4)

[![Bring ML](https://trustscience.com/hubfs/2025%20Brand%20Assets/Bring%20ML.png)](https://www.youtube.com/watch?v=fb05pxWAuo0)

## Bring ML-Powered Decisioning To Life

 A fireside chat session discussing how lenders could help underbanked borrowers using technology.

[Watch Video](https://www.youtube.com/watch?v=fb05pxWAuo0)

[![TS Graphics (2)](https://trustscience.com/hubfs/2025%20Brand%20Assets/TS%20Graphics%20(2).png)](https://www.youtube.com/watch?v=34PrP7Ak4aw)

## Interview With Evan Chrapko at FinTech Nexus 2022

 Learn more about Invisible Primes™ and the Credit Bureau+™ platform from our CEO Evan Chrapko.

[Watch Video](https://www.youtube.com/watch?v=34PrP7Ak4aw)

[![Prescreen and Direct Marketing](https://trustscience.com/hubfs/2025%20Brand%20Assets/Prescreen%20and%20Direct%20Marketing.png)](https://www.youtube.com/watch?v=b7v6kHAsO2U)

## Prescreen & Direct Marketing

 Our prescreening and direct marketing services align your underwriting criteria and marketing criteria ensuring the highest response and approval rates for your marketing campaigns. 

[Watch Video](https://www.youtube.com/watch?v=b7v6kHAsO2U)

[![Dinsosaur Webinar](https://trustscience.com/hubfs/2025%20Brand%20Assets/Dinsosaur%20Webinar.png)](https://youtu.be/V08PHR0yv4U?feature=shared)

## Dinosaur Bureaus Face the Meteor of ML + AltData + B9

 Learn how new technologies, new data, and blockchain/B9 are challenging traditional Credit Bureaus.

[Watch Video](https://youtu.be/V08PHR0yv4U?feature=shared)

[![TS Overview](https://trustscience.com/hubfs/2025%20Brand%20Assets/TS%20Overview.png)](https://youtu.be/YZXhGkENpPs?feature=shared)

## Trust Science Overview: Introduction to Trust Science

 Learn how the Credit Bureau+™ platform helps lenders like you in real life.

[Watch Video](https://youtu.be/YZXhGkENpPs?feature=shared)

[![Fintech Bfast Club](https://trustscience.com/hubfs/2025%20Brand%20Assets/Fintech%20Bfast%20Club.png)](https://youtu.be/0y4A8CatGys?feature=shared)

## #Fintech Breakfast Club Featuring Trust Science:

 Discover the broad range of data sources used for a custom credit score.

[Watch Video](https://youtu.be/0y4A8CatGys?feature=shared)

[![Trust-Science-Webinar-June-28-2021-Video_Moment-300x169](https://trustscience.com/hubfs/2025%20Brand%20Assets/Trust-Science-Webinar-June-28-2021-Video_Moment-300x169.jpg)](https://www.youtube.com/watch?v=xfoIy1NHsVo)

## LendIt Fintech Webinar: Seeing the Invisible Primes - Everybody Wins

 Three Fintech CEO's discuss how to avoid the 5 deadly pitfalls when harnessing technology and seeking to boost lender ROA.

[Watch Video](https://www.youtube.com/watch?v=xfoIy1NHsVo)

[![AFRS-Fireside-Chat-300x169](https://trustscience.com/hubfs/2025%20Brand%20Assets/AFRS-Fireside-Chat-300x169.png)](https://www.youtube.com/playlist?list=PLgEEatWtO5KGxq3M2hNXbLzI2WSwNU7Ux)

## 10 Ways to Screw Up Automation of Your Loan Origination

 A fireside chat session with leaders sharing a survival guide for all lenders, especially Auto lenders.

[Watch Video](https://www.youtube.com/playlist?list=PLgEEatWtO5KGxq3M2hNXbLzI2WSwNU7Ux)

[![Trust Science Technology Demo](https://trustscience.com/hubfs/2025%20Brand%20Assets/TS%20Graphics%20(3).png)](https://www.youtube.com/watch?v=QgUUIM7xEy8&ab_channel=TrustScience)

## Trust Science Technology Demo

 Custom modules, automated decisioning, and access to Trust Science proprietary data.

[Watch Video](https://www.youtube.com/watch?v=QgUUIM7xEy8&ab_channel=TrustScience)

[![TS-Asset_16](https://trustscience.com/hubfs/2025%20Brand%20Assets/TS-Asset_16.png)](https://trustscience.com/demo)

## Unlock the Full Potential of Every Borrower

See how Trust Science's AI-powered tools can help you find more qualified borrowers and improve your lending outcomes. Request a demo today to start making smarter credit decisions.

 

[REQUEST A DEMO](https://trustscience.com/demo)

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#### Solutions

- [T°Score™](https://trustscience.com/t-score)
- [CashFlow+™](https://trustscience.com/cashflow)
- [Credit Bureau+™](https://trustscience.com/credit-bureau)
- [Services](https://trustscience.com/services)

#### Industries

- [Auto Lenders](https://trustscience.com/auto-lenders)
- [Installment & Single Repayment Lenders](https://trustscience.com/installment-single-repayment-models)

#### Company

- [About Us](https://trustscience.com/about)
- [Our Team](https://trustscience.com/team)
- [Press Releases](https://trustscience.com/blog/tag/press-releases)
- [Careers & Culture](https://trustscience.com/careers)
- [Technology & Patents](https://trustscience.com/technology-patents)

#### Resources

- [Marketing Channel Partners](https://trustscience.com/partners)
- [News & Blog](https://trustscience.com/blog)
- [Events](https://trustscience.com/events)
- [Gartner Research](https://trustscience.com/resources/gartner-research-mentions)

#### Support

- [Client Support](https://trustscience.com/contact-us/)
- [Consumer Disclosure](https://trustscience.com/legal/consumer)
- [Consumer Resources](https://trustscience.com/legal/help-page)

#### Legal

- [Privacy Policy](https://trustscience.com/privacy-policy)
- [Terms of Use](https://trustscience.com/terms-of-use)
- [Data Contribution](https://trustscience.com/data-contribution-policy)
- [Smart Consent™](https://trustscience.com/smart-consent)

[![SOC 2 Type II — AICPA](https://trustscience.com/hubfs/2025%20Brand%20Assets/aicpa.webp)](https://trustscience.com/news/press-releases/soc2-type2) [![SAP Ariba Verified](https://trustscience.com/hubfs/2025%20Brand%20Assets/arbia.webp)](https://portal.us.bn.cloud.ariba.com/profile/public?anId=AN11173586953&sourceApplication=SBN)

Trust Science® is a member of the American Financial Services Association (AFSA), the Canadian Lenders Association (CLA), the National Automotive Finance Association (NAF), The Online Lenders Alliance (OLA) and the Texas Consumer Finance Association (TCFA).

Trust Science® is committed to Fair Credit Reporting Act (FCRA) compliance and helping you protect and understand your consumer profile. For more information, please see our [Consumer Disclosure Page](https://trustscience.com/legal/consumer).

Trust Science®, Credit Bureau 2.0®, Credit Bureau 3.0® and Troo® are trademarks legally registered to www.TrustScience.com Inc. by the U.S. Patent & Trademark Office.

Credit Bureau+™, T°Score™, Six°Score™, CashFlow+™, Smart Consent™, Hidden Prime™, Invisible Prime™, Credit Bureau 4.0™, Personal Credit Bureau™, Personal Data Vault™, Auto Six°Score™, Auto Bureau™, Auto Credit Bureau™, Rating Agency 2.0™, Cashflow Bureau™, One Touch Lending™, Lead to Loan™, Lender in the Cloud™, Flow°Builder™, FCRA-Compliant Insights From Lead to Loan™, Go Beyond the Bureau™, Fixing the Credit Catch-22™, Find Invisible Primes™, and Helping Lenders Find Great Borrowers™ are trademarks of www.TrustScience.com Inc.

© 2026 Trust Science Inc. — All rights reserved.

![Trust Science Logo](https://trustscience.com/hs-fs/hubfs/2025%20Brand%20Assets/cropped%20logo.png?width=200&height=36&name=cropped%20logo.png "Trust Science Logo")

- [Privacy Policy](https://trustscience.com/privacy-policy)
- [Terms of Use](https://trustscience.com/terms-of-use)
- [Data Contribution](https://trustscience.com/data-contribution-policy)
- [Smart Consent™](https://trustscience.com/smart-consent)

- **Solutions**
- [T°Score™](https://trustscience.com/t-score)
- [CashFlow+™](https://trustscience.com/cashflow)
- [Credit Bureau+™](https://trustscience.com/credit-bureau)
- [Services](https://trustscience.com/services)

- **Industries**
- [Auto Lenders](https://trustscience.com/auto-lenders)
- [Installment & Single Payment Lenders](https://trustscience.com/installment-single-repayment-models)

- **Company**
- [About Us](https://trustscience.com/about)
- [Our Team](https://trustscience.com/team)
- [Press Releases](https://trustscience.com/blog/tag/press-releases)
- [Careers & Culture](https://trustscience.com/careers)
- [Technology & Patents](https://trustscience.com/technology-patents)

- **Resources**
- [Marketing Channel Partners](https://trustscience.com/partners)
- [News & Blog](https://trustscience.com/blog)
- [Events](https://trustscience.com/events)
- [Gartner Research](https://trustscience.com/events)

- **Support**
- [Client Support](https://trustscience.atlassian.net/servicedesk/customer/portal/5/user/login?destination=portal%2F5%2Fgroup%2F13)
- [Consumer Disclosure](https://trustscience.com/legal/consumer)
- [Consumer Resources](https://trustscience.com/legal/help-page)

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Trust Science® is a member of the American Financial Services Association (AFSA), the Canadian Lenders Association (CLA), the National Automotive Finance Association (NAF), The Online Lenders Alliance (OLA) and the Texas Consumer Finance Association (TCFA). 

Trust Science® is committed to Fair Credit Reporting Act (FCRA) compliance and helping you protect and understand your consumer profile. For more information, please see our [Consumer Disclosure Page](https://trustscience-6257140.hs-sites.com/legal/consumer).

Trust Science®, Credit Bureau 2.0®, Credit Bureau 3.0® and Troo® are trademarks that are legally registered to www.TrustScience.com Inc. by the U.S. Patent & Trademark Office. 

Credit Bureau+™, T°Score™, Six°Score™, CashFlow+™, Smart Consent™, Hidden Prime™, Invisible Prime™, Credit Bureau 4.0™, Personal Credit Bureau™, Personal Data Vault™, Auto Six°Score™, Auto Bureau™, Auto Credit Bureau™, Rating Agency 2.0™, Cashflow Bureau™, One Touch Lending™, Lead to Loan™, Lender in the Cloud™, Flow°Builder™, FCRA-Compliant Insights From Lead to Loan™, Go Beyond the Bureau™, Fixing the Credit Catch-22™, Find Invisible Primes™, and Helping Lenders Find Great Borrowers™ are trademarks of www.TrustScience.com Inc.

© 2026 Trust Science Inc. - All rights reserved.

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