Lending Models for Auto Lenders

At Trust Science, we equip auto lenders with cutting-edge tools and insights to drive better decisions, increase conversions, and grow their business. By leveraging our patented AI-powered technology and deep data analysis, we help lenders uncover opportunities, assess risks accurately, and make deals that benefit both lenders and borrowers.

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Navigate an Unpredictable Economic Landscape with Confidence

Auto loan delinquency rates are increasing to pre-pandemic levels at an unexpectedly high rate. It’s more important than ever for lenders to ensure that both they and their clients are making the right deal. This poses unique challenges for both direct and indirect lenders when it comes to making underwriting decisions. 

It’s not just about assessing borrower risk, but also considering the vehicle, the deal structure, and the effectiveness of the collections process and skip-tracing efforts.

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Comprehensive Insights for Smarter Decisions

Trust Science’s innovative and patented platform compiles thousands of real-time data sources, which provides lenders with a faultless approach to the underwriting process. Not only do we help assess creditworthiness, but we also tailor loan recommendations based on a lender’s unique risk tolerance.

Our clients have experienced an average earnings increase of 18.8% within the first 24 months of using our platform, showcasing the business-changing value we bring to auto lenders.

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Pre-Screening and Direct Marketing

The growing U.S. auto loan market presents a large number of potential new clients that can be easily acquired with our pre-screening and direct marketing platform. 

By using T°Score™ to align marketing and underwriting criteria, you get high approval rates among responding prospects. Our propensity model evaluates a large prospect list, which is then further optimized to determine a final campaign list. We even partner with mailhouses to simplify execution and provide ongoing analysis to refine your marketing efforts.

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Seamless Integration with Your Workflow

With workflow integration, so there’s no need to scrap your existing platform. We integrate our technology into your existing LOS/LMS, regardless of programming languages. This ensures a smooth and simple activation of our platform, allowing for almost instantaneous business growth

REQUEST A DEMO
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Navigate an Unpredictable Economic Landscape with Confidence

Auto loan delinquency rates are increasing to pre-pandemic levels at an unexpectedly high rate. It’s more important than ever for lenders to ensure that both they and their clients are making the right deal. This poses unique challenges for both direct and indirect lenders when it comes to making underwriting decisions. 

It’s not just about assessing borrower risk, but also considering the vehicle, the deal structure, and the effectiveness of the collections process and skip-tracing efforts.

REQUEST A DEMO
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Comprehensive Insights for Smarter Decisions

Trust Science’s innovative and patented platform compiles thousands of real-time data sources, which provides lenders with a faultless approach to the underwriting process. Not only do we help assess creditworthiness, but we also tailor loan recommendations based on a lender’s unique risk tolerance.

Our clients have experienced an average earnings increase of 18.8% within the first 24 months of using our platform, showcasing the business-changing value we bring to auto lenders.

REQUEST A DEMO
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Pre-Screening and Direct Marketing

The growing U.S. auto loan market presents a large number of potential new clients that can be easily acquired with our pre-screening and direct marketing platform. 

By using T°Score™ to align marketing and underwriting criteria, you get high approval rates among responding prospects. Our propensity model evaluates a large prospect list, which is then further optimized to determine a final campaign list. We even partner with mailhouses to simplify execution and provide ongoing analysis to refine your marketing efforts.

REQUESET A DEMO
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Seamless Integration with Your Workflow

With workflow integration, so there’s no need to scrap your existing platform. We integrate our technology into your existing LOS/LMS, regardless of programming languages. This ensures a smooth and simple activation of our platform, allowing for almost instantaneous business growth

REQUEST A DEMO
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Discover the Trust Science Advantage

From boosting approval rates through precision pre-screening to enhancing borrower lifecycle value with actionable insights, Trust Science empowers auto lenders to stay ahead in a competitive market. With our innovative technology and data-driven approach, you’ll be equipped to make the right deals, build strong borrower relationships, and achieve sustainable growth.

 
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10130 103 Street, Floor 11
Edmonton, AB Canada T5J 3N9

1(866) 687-8789

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