Credit Bureau+™: Go Beyond the Score

Instantly see the true, complete picture of every applicant. Leverage thousands of real-time data points to confidently approve more loans, stop fraud in its tracks, and eliminate loan stacking.

FCRA and ECOA Compliant with full reason codes.

REQUEST A DEMO
Group 11 (1)

Trusted By:

Traditional Bureaus Only Show You a Fraction of the Story.

Relying on outdated credit reports means you're making decisions with incomplete information. This leads to missed opportunities with Invisible Prime™ borrowers—those who are creditworthy but invisible by traditional scoring methods. It also unnecessarily exposes your portfolio to sophisticated fraud and high-risk lending practices such as loan stacking. Instead of being predictive, you're forced to be reactive.

Group 9
#1 (1)

The Real-Time, 360° View You Need to Lend with Certainty.

Credit Bureau+™ is the new gold standard in credit decisioning. We synthesize data from traditional bureaus, non-traditional sources, the application itself, and our own proprietary insights from millions of scoring requests. The result is a multi-dimensional, real-time understanding of an applicant's trustworthiness, allowing you to make faster and more profitable lending decisions without increasing risk.

REQUEST A DEMO

Three Pillars of Unmatched Insight

 

Truly Understand the Borrower

Go beyond a simple score. Our engine analyzes thousands of data points—from traditional credit and utility history to digital identity and banking behaviors—to deliver a holistic profile of every applicant's financial life and trustworthiness.

Prevent Loan Stacking with REAL-TIME Data

Eliminate the delays inherent in traditional reporting. Credit Bureau+™ provides an up-to-the-second snapshot of an applicant's activity, allowing you to see and stop loan stacking before it impacts your portfolio.

Automate Fraud & Compliance Checks

Greatly assist your KYC efforts. Our platform automates all fraud and compliance checks based on jurisdictional regulations, reducing manual work and risk. 

Build the Exact Credit Report You Need.

Credit Bureau+™ isn't an all-or-nothing product. You have the power to pick and choose the specific attributes that matter most to your lending model.

Lend with Total Confidence and Compliance.

Trust is at the core of everything we do. The Credit Bureau+™ platform is fully FCRA (Fair Credit Reporting Act) and ECOA (Equal Credit Opportunity Act) compliant.

Clear Reason Codes: Every decision is accompanied by transparent, easy-to-understand reason codes, ensuring you meet all adverse action requirements.

A Partner in Compliance: We stay ahead of the regulatory curve, ensuring our data and systems meet the strictest requirements, including the MLA and evolving state-by-state rules.
Bell-Curve-Infographic-t-score
TS-Asset_16

Ready to See the Whole Story?

Stop missing out on good customers and taking on unnecessary risk. See how Credit Bureau+™ can empower your team to lend faster, smarter, and with unparalleled confidence.

REQUEST A DEMO
Trust Science Logo

10130 103 Street, Floor 11
Edmonton, AB Canada T5J 3N9

1(866) 687-8789

aicpa
arbia