Easily set and automatically test covenants, to significantly reduce OpEx, cycle time and potential for error. Automatically review tranche source documents and agreement compliance.
No more relying on stale credit files at time of
application. Trust Science uses real-time data for an updated view of each file’s default risk and risk trending for better valuations.
With years of experience across the credit quality
spectrum, Trust Science provides highly accurate
insights into each file, going beyond the subprime/prime distinction from conventional
scoring and rating sources.
Adjudicate and fund originators at time of
customer acquisition to cherry-pick deals ahead
of competitors, or find new Invisible Prime™ deals
to grow your book.
Trust Science helps investors optimize their investments in ABS with re-underwriting, real-time data-driven insights, document
and data ingestion and ML-powered automation that lowers costs and increases returns.
A large institutional investor was faced with increased market volatility, progressively rising costs in covenant audits and overall due diligence, and strained performance. Trust Science was leveraged to help this investor get costs in check, harness volatility, and improve risk assessment.
Trust Science provided this investor with solutions to improve in three key areas:
Automating source document verification, and covenant testing significantly reduced manual intervention to save over 50% processing time while getting more consistency and accuracy.
Leveraging our adjudication models, the investor was able to align their pricing with risk and produce more accurate NPVs.
With file-by-file reporting, the investor gained specific insights to proactively guide originators to book the correct deals.
Trust Science® is a member of the American Financial Services Association (AFSA), the Canadian Lenders Association (CLA), the National Automotive Finance Association (NAF), The Online Lenders Alliance (OLA) and the Texas Consumer Finance Association (TCFA).
Trust Science® is committed to Fair Credit Reporting Act (FCRA) compliance and helping you protect and understand your consumer profile. For more information, please see our Consumer Disclosure Page.
Trust Science®, Credit Bureau 2.0® and Troo® are trademarks that are legally registered to www.TrustScience.com Inc. by the U.S. Patent & Trademark Office.
Credit Bureau+™, Six°Score™, Smart Consent™, Hidden Prime™, Invisible Prime™, Credit Bureau 3.0™, Credit Bureau 4.0™, Personal Credit Bureau™, Personal Data Vault™, Auto Six°Score™, Auto Bureau™, Auto Credit Bureau™, Rating Agency 2.0™, Cashflow Bureau™, One Touch Lending™, Lead to Loan™, Lender in the Cloud™, Fl°wbuilder™, Fl°wbuilder™, FCRA-Compliant Insights From Lead to Loan™, Go Beyond the Bureau™, Fixing the Credit Catch-22™, Find Invisible Primes™, and Helping Lenders Find Great Borrowers™ are trademarks of www.TrustScience.com Inc.
