FASTER. BETTER. SMARTER.

Helping Lenders Find Better Borrowers™

Trust Science is a leader in AI-powered credit decisioning and risk assessment, helping lenders expand access to credit while reducing risk and fraud. By leveraging alternative and proprietary data, Trust Science provides more accurate, fair, and predictive credit scoring to unlock new lending opportunities.

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Credit Bureau+™

Access real-time, aggregated credit data from traditional, non-traditional, and proprietary sources. Designed to empower lenders, they can tackle challenges like fraud, incomplete borrower profiles, and outdated insights. Make faster, smarter, and more confident credit decisions while reducing risk and uncovering new opportunities.

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REQUEST A DEMO

T°Score™

By combining traditional, alternative, and proprietary data, Six°Score™ helps lenders uncover hidden opportunities, reduce risk, and make confident, informed lending decisions.

It’s an innovative solution for identifying creditworthy borrowers, including those in the Invisible Prime™ segment, and driving smarter, more responsible lending strategies.

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REQUEST A DEMO

CashFlow+™

By leveraging advanced data analysis, CashFlow+™ delivers accurate, actionable insights into income patterns, cash flow reliability, and overall financial behavior. This empowers lenders to make confident, data-informed decisions while uncovering new opportunities and minimizing risk.

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REQUEST A DEMO

Services

  • Customer Acquisition: Reach your ideal customers with targeted campaigns powered by our AI, designed to boost acquisition and conversion based on your specific underwriting needs.
  • Risk Strategy: Transform your risk strategy into a competitive edge with our decisioning platform and expert recommendations, enabling you to grow volume confidently while staying ahead of evolving risks.
  • Rating Agency 2.0™: Securitize with intelligence using our advanced re-underwriting capabilities, gaining a clearer view of credit quality to make informed buying and selling decisions while minimizing risk.
LEARN MORE
REQUEST A DEMO
CB homepage

Credit Bureau+™

Access real-time, aggregated credit data from traditional, non-traditional, and proprietary sources. Designed to empower lenders, they can tackle challenges like fraud, incomplete borrower profiles, and outdated insights. Make faster, smarter, and more confident credit decisions while reducing risk and uncovering new opportunities.

LEARN MORE
REQUEST A DEMO
Group 4 (1)

T°Score™

By combining traditional, alternative, and proprietary data, Six°Score™ helps lenders uncover hidden opportunities, reduce risk, and make confident, informed lending decisions.

It’s an innovative solution for identifying creditworthy borrowers, including those in the Invisible Prime™ segment, and driving smarter, more responsible lending strategies.

LEARN MORE
REQUEST A DEMO
Categorized-Transactions-Section-3

CashFlow+™

By leveraging advanced data analysis, CashFlow+™ delivers accurate, actionable insights into income patterns, cash flow reliability, and overall financial behavior. This empowers lenders to make confident, data-informed decisions while uncovering new opportunities and minimizing risk.

LEARN MORE
REQUEST A DEMO
Lead-Sourcing-1

Services

  • Customer Acquisition: Reach your ideal customers with targeted campaigns powered by our AI, designed to boost acquisition and conversion based on your specific underwriting needs.
  • Risk Strategy: Transform your risk strategy into a competitive edge with our decisioning platform and expert recommendations, enabling you to grow volume confidently while staying ahead of evolving risks.
  • Rating Agency 2.0™: Securitize with intelligence using our advanced re-underwriting capabilities, gaining a clearer view of credit quality to make informed buying and selling decisions while minimizing risk.
LEARN MORE
REQUEST A DEMO

1-in-5 Consumers are Invisible Primes™

Over 90 million individuals in North America lack a traditional credit history and remain locked out of the financial opportunities they deserve.

We’re breaking barriers and building bridges to ensure that lenders can better serve those who are: 

  • · Lacking a traditional credit history or profile
  • · Recent immigrants and without prior credit records in their new country
  • · Part of marginalized groups facing systemic challenges
  • · Underbanked or gig workers with unconventional finances
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What Our Clients Say

Jordan Hyde

Founder & CEO, GoDay

I can't say enough about this company's innovation, professionalism, and speed of execution. They are disrupting the credit scoring and loan decisioning industry and it's about time.

Read the Full Letter

Steve Malone

President, AutoCapital Canada

Working with Trust Science, we have been able to support and enhance our legacy workflow, knockout rules, and business/strategy stipulations with high ROI.

Read the Full Letter

Richard Evans

Chief Product Officer, ConsumerCapital Canada

Today, we rely on Trust Science in every application we look at. The Six°Score™ underpins our decisions.

Read the Full Letter

Mark Eleoff

Founder & CEO, Eden Park - a subsidiary

"Trust Science and its "Credit Bureau +" service exceeded my expectations and continues to do so. The service properly and accurately scores consumers who are very hard to score."

Read the Full Letter

Better Decisions, Better Results

Actual results experienced by lenders using Credit Bureau+™

 

27.9%

Increased Earnings

15.2%

Increased Return-on-Assets

13.5%

Reduction in Loss Rates
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Start Approving More Borrowers, Without Increasing Risk

From powerful credit insights to real-time risk assessment tools, our products are designed to help lenders make smarter, faster, and safer lending decisions. Approve more borrowers with confidence, streamline your processes, and safeguard your portfolio with Trust Science by your side.

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Stay Connected With Us!
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10130 103 Street, Floor 11
Edmonton, AB Canada T5J 3N9

1(866) 687-8789

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