Automate your decisioning processes with Anna the Virtual Loans Officer™, optimizing every application from anywhere within the Lead to Loan™ lifecycle
Anna™ transforms lending decisions and risk management through its comprehensive suite of features. Powered by Trust Science’s models, Anna™ modernizes approve/decline calls tied to borrower risk and eligibility. The Recommended Loan Amount (RLA) matches borrower profiles with client risk limits, enhancing borrower value while addressing repayment capacity. Anna™ analyzes recurring payment ability to recommend a Payment Amount (RPA) for loan optimization. Alongside risk-centric pricing tiers, Anna™ assures fairness through custom rates and terms, cultivating an inclusive lending environment for all.
Our automated decisioning engine is a user-friendly, no-code solution, allowing intuitive visual rule creation and flow design. Anna™ has integrated tools to easily build desired expressions, supports connection with leading pipeline and database solutions, and enables data modeling. With our advanced git-like approach, developers can test and debug changes independently, while adding new rule flows for parallel testing. These features create a clear yet advanced decisioning platform, seamlessly integrated through a cloud-based API into existing lending systems.
Trust Sciences’ end-to-end decisioning service automates tasks from lead screening to approvals/declines and RLAs for applicants. Leveraging these tools enables lenders to augment existing staff and automate otherwise manual decisioning processes, improving decisioning response times and reducing costs. Anna™ optimizes your decisioning processes, ensuring accurate application of lending strategies and rules.
Trust Science® is a member of the American Financial Services Association (AFSA), the Canadian Lenders Association (CLA), the National Automotive Finance Association (NAF), The Online Lenders Alliance (OLA) and the Texas Consumer Finance Association (TCFA).
Trust Science® is committed to Fair Credit Reporting Act (FCRA) compliance and helping you protect and understand your consumer profile. For more information, please see our Consumer Disclosure Page.
Trust Science®, Credit Bureau 2.0® and Troo® are trademarks that are legally registered to www.TrustScience.com Inc. by the U.S. Patent & Trademark Office.
Credit Bureau+™, Six°Score™, Smart Consent™, Hidden Prime™, Invisible Prime™, Credit Bureau 3.0™, Credit Bureau 4.0™, Personal Credit Bureau™, Personal Data Vault™, Auto Six°Score™, Auto Bureau™, Auto Credit Bureau™, Rating Agency 2.0™, Cashflow Bureau™, One Touch Lending™, Lead to Loan™, Lender in the Cloud™, Fl°wbuilder™, Fl°wbuilder™, FCRA-Compliant Insights From Lead to Loan™, Go Beyond the Bureau™, Fixing the Credit Catch-22™, Find Invisible Primes™, and Helping Lenders Find Great Borrowers™ are trademarks of www.TrustScience.com Inc.
